Kiva’s 10,000 women

international womens day

Tomorrow is International Women’s Day and Kiva has been aiming to lend to 10,000 women around the world. Women help to leverage their families’ security and progress by maintaining their own business, supporting their husbands in theirs, and helping to fun their children’s education.

Our Kiva Genealogists for Families group has a tradition of lending to women, perhaps because the genealogy world has a majority of women researchers. Thanks to these loans, families have gained greater economic security and better health through eco-energy and toilets…things we often take for granted. As our loans are repaid, we can choose to re-lend to others and keep growing our impact.

If you’re part of our team why not boost your loans today. If you haven’t joined yet, you can read more about how the team works here. And if you’re at Congress 2018 in Sydney, feel free to speak to me about it if you want to know more. I’ll have some flyers to share.

GFF lending at Mar 2018

Kenya and Kiva

Image purchased from Shutterstock.

Image purchased from Shutterstock.

Have wondering where I’d vanished to? We have been adventuring in Kenya, Tanzania, and Uganda, spending time with two of our daughters, one of whom lives in Nairobi, and seeing all sorts of wonderful animals from A to Z. We had a great time of it but must admit to being a little weary after the adventures.

We found the Kenyan people so friendly and engaging, and also very keen to better their lot in life. We who are used to conventional shops for all our necessities, or even our wants, were amazed by the sheer variety of products available on the roadside, each little stall or activity run by an enterprising individual. Admittedly we had flash-backs in part to visits to Bali over the road-side furniture manufacturing and stalls, but there were still significant differences. Whole stretches of footpaths had become garden pot sales areas, or mini (or not-so-mini) plant nurseries.

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Two dozen roses for about $5 is a good deal.

The abundance of roadside flower stalls with utterly magnificent roses and all manner of cut flowers was such a temptation, and while as a tourist one can’t usually take advantage of such things unless staying put for a few days, we were spoiled by seeing great arrays of them in our daughter’s home, and for a ridiculously cheap cost. Did you know that many of the flowers you see on display in Europe’s hotels and restaurants come from Kenya, especially near Lake Naivasha where the poly-tunnels are huge? Neither did I until the impact of the Nairobi airport fire made it clear.

The airport fire occurred about a month before we were due to arrive. It was certainly different to be processed by immigration in a marquee, though by the time we returned from Zanzibar, the newly built multi-story car park had been transformed into a very efficient arrivals hall. Having checked in, cleared immigration, and with “no guns beyond this point, on our outgoing flights, we headed for our departure lounge, which for each flight remained in a marquee or large tent, rather making me wish I’d dressed more casually given the heat in the confined space. We were taken by the inspirational signage near the baggage bays saying things like “every bag you lift raises Kenya up”. Not sure the men who unloaded the bags the first day were quite “on the page” with that one though <smile>. Kiva1

Business is done in all sorts of places, with little grocery and clothes shops everywhere. I saw quite a few micro-finance lenders’ offices which of course reminded me of Kiva. I’ve previously been reluctant to provide loans to those simply on-selling goods, but now I realise just how critical this is for people’s economic survival. I’ve also wondered from time to time why teachers might be applying for loans when they already had good jobs. That question was answered for me by a friend who is working as a teacher’s aide in Uganda. The monthly salary is an absurdly low amount and much lower than other career options. A gardener in a unit complex might have a reliable job, but his wages are very low and any medical expense, or the cost of a family funeral, will play havoc with the family’s budget and savings.

The impact of Jomo Kenyatta airport's fire.

The impact of Jomo Kenyatta airport’s fire.

And so, with a fair bit of credit in my Kiva account from repaid loans, I’ve made several loans to hard-working Kenyans. If you feel motivated to join Kiva, you don’t have to support Kenyan loans, but do have a look at the Genealogists for Families Team to see just what great work has been done, in a very short period of time. Full credit to Judy Webster for setting up this team in honour of her father.

Another reason for providing our support for Kenyans on Kiva right now, is that they will be doing it tough as the economic impact of the Westside mall terrorist attack hits home. Sadly it’s likely that it will also impact tourism numbers to the country and ordinary Kenyans, working hard to provide for their families, will suffer. We were in Nairobi, staying less than 500 metres away, when the assault took place so it was very much “there but for the Grace of God” for us. Sadly 67, or more, people were not so fortunate. The knock-on effect will be huge as people curtail their trips to the shops and stay out for shorter times. Everyday Kenyans rallied to support those injured in the attack, or the families of those who were killed, with their prayers, support and blood donations, irrespective of their religious affiliations.

Mr Cassmob and one of our Samburu guides, Anthony.

Mr Cassmob and one of our Samburu guides, Anthony.

Our final safari, to Samburu, overlapped with the final days of the siege and the guides were already concerned about the impact on their livelihood. We can honestly say that the siege did not ruin our enjoyment of Kenya and all it has to offer.

Ordinary Kenyans were so inspiring with their commitment to learning more (languages, skills etc) and improving their lives. We would visit again tomorrow – after we catch up on our sleep.

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So if you’re on Kiva, or if you’ve been thinking about joining, why not provide your support to Kenya at this difficult time and show the people the world is thinking of them. The image on my sidebar will take you to Genealogists for Families.

In the coming weeks I’ll be posting photos and stories from our Kenyan travel on my other blog, Tropical Territory and Travels, and you’ll soon see why we absolutely loved this amazing experience.

Genealogists for Families on Kiva – making a difference world-wide.

Since its inception in September 2011, the brainchild of Judy Webster in Queensland, the Genealogists for Families (GFF) team on Kiva has achieved:

  1. A growth to 168 team members lending money to help other families grow economically strong.
  2. 553 loans of $25 or more have been made
  3. A total of over $15,000 has been lent
  4. GFF won the 2011 GeneaBlog Award for ‘Best New Community Project’

It’s worth knowing that this is an entirely virtual community of genealogists and their friends or families, who have teamed up to make a difference.  Some of us know each other in the real world, some know each other through social media, others have never met.

This is where we’ve lent our money (click to enlarge):


So what’s so special about Kiva?

  1. Funds are lent to individuals or collaborative groups who are trying to establish themselves economically and support their family: this is grassroots assistance and really makes a difference.
  2. These are LOANS not donations, so when they’re repaid you can choose to relend or get your money back. I suspect most supporters would relend, so your money keeps on doing good, year after year, without you doing another thing, or potentially giving another $.
  3. These are loans through organisations which work to overcome poverty, establish savings plans, support entrepreneurial activity, and assist women and children to a better life.
  4. The repayment timelines vary depending on the business or industry (agriculture has longer timelines), so you can choose whether you want your loan to rollover quickly or slowly.
  5. You can choose whether to top up repayments as they come in and make new loans.
  6. $25 per lender is combined with $25 from other lenders to reach the borrower’s goal amount. Repayments are pro-rata at each payment point until the loan is fully repaid.
  7. There is a minimal default rate: these are people who really want to succeed. Very occasionally the payment might be a little late. We have made the decision that even if an occasional loan defaults, we can absorb that level of risk.
  8. You, the lender, gets to choose who you want to support, what type of business, in which country or region.
  9. You also get to feel a sense of ownership and a “feel good” glow!

How do people raise their loans:

  1. Nearly every lender seems to have a different strategy. Some are doing online marketing surveys to bring in money to support their lending.
  2. Others time their loans for significant family or family-history events eg birthdays, Christmas, anniversaries etc.
  3. Others tuck away their small coins until they reach $25.
  4. GFF gatherings donate a small amount per person and this goes to another loan.
  5. You can learn a little more about our lending team and why different team members have got behind the project on the Genealogists for Families blog page. While you’re there have a look at why Judy set up this team.

Please join us on Genealogists for Families, we’d love your company and we’re proud that our loans are making such a big difference to other families.